Profit on Debt Tax Calculator (Pakistan)
Estimate withholding tax on profit on debt (e.g., bank profit). Exact rates can vary by taxpayer category and rules—use this as a quick estimate and confirm the applicable rate for your case.
Configure your scenario
Section 151 withholding estimate on deposit/yield income.
Active tax filer
Filer/non-filer rates apply where relevant.
Rs 1,500,000
Rs 300,000
Rs 1,200,000
Effective 20.0%
Selected department estimate
Profit on Debt Tax
Filer/ATL rate
Rs 300,000
Source: ITO 2001 — Section 151
Assumption: Profit on debt 15%-20% filer / 30%-40% non-filer (case based).
Statutory citations and modelling notes
Profit on Debt Tax
ITO 2001 — Section 151
Profit on debt 15%-20% filer / 30%-40% non-filer (case based).
Applied rule and official references
Applied rule id: wht-profit-debt-punjab-v1
Citations
Official quick links
FBR - Finance Acts
Latest annual federal amendments.
Income Tax Ordinance, 2001
Primary legal text for direct taxes.
FBR IRIS Portal
Return filing, e-payments and verifications.
Active Taxpayer List (ATL)
Filer/non-filer status verification.
Withholding Tax Rates
Official withholding rates page (updated by FBR).
DG Withholding Taxes - Resources
Rate cards, circulars and property valuation tables.
Withholding Tax Forms
Official withholding statements/forms.
Estimated Profit on Debt Tax for Tax Year 2026 is Rs 300,000.
Estimates only. Verify with latest Finance Act and official jurisdiction notifications before filing or payment.