Crypto Tax Calculator
Estimate federal tax on cryptocurrency sales. The IRS treats crypto as property — short-term gains use ordinary rates, long-term gains use 0% / 15% / 20%.
Configure your scenario
Enter sale proceeds, cost basis, and holding period for a crypto tax estimate.
$8,000
$1,200
15%
Detailed estimate
Category view
Browse US departments
Step back from one calculator and browse the full federal, payroll, property, and state map.
Homepage cluster
US tax home
Return to the main US hub for guided paths across paycheck, self-employed, and homeownership tools.
Cross-market switch
Pakistan calculators
Need FBR, withholding, or Pakistan filing tools? Jump to the Pakistan-side calculator system.
Crypto tax — quick answers
Do I owe tax just for holding crypto?+
No. You only owe tax when you sell, trade, spend, or earn it. Holding (HODLing) is not a taxable event.
Is swapping one coin for another taxable?+
Yes — the IRS treats crypto-to-crypto trades as a sale of property at fair market value.
What about staking and airdrops?+
Staking rewards and airdrops are taxed as ordinary income at fair market value when received. This calculator covers capital gains only.
Can I deduct crypto losses?+
Yes — capital losses offset capital gains, and up to $3,000 of net loss can offset ordinary income per year.
Official references
Sources & Act Reference
Why this estimate
Notice 2014-21
Virtual currency is treated as property; general property-transaction rules apply.
Form 8949 / Schedule D
Crypto sales are reported on Form 8949 and flow to Schedule D for capital gains tallying.
Rule Trace
Applied rule and official references
Applied rule: Long-term gain applied at 15% based on your taxable income band.
Official quick links
Compliance checklist
Track date acquired, date sold, cost basis, proceeds, and holding period for every crypto disposition.
Smart Insight
Holding past one year drops most filers from ordinary rates to 15%, often cutting the tax bill by a third or more.
Keep your US tax path moving
Capital gains tax
Use gains as the base before branching into crypto or dividend cases.
Dividend tax
Compare portfolio cash flow with the dividend layer next.
Crypto tax
Keep the investing cluster circular with digital-asset treatment.