Payroll · United States

    Paycheck (Net Pay) Calculator

    Beta estimate based on annualized federal income tax + FICA. Not a substitute for payroll withholding tables (W-4).

    Last updated: May 23, 2026Tax year 2025Weekly · biweekly · semi-monthly · monthlyIncludes Additional Medicare 0.9%State/local taxes not included
    Inputs

    Configure your scenario

    Enter salary, pay frequency and filing status to estimate per-paycheck deductions.

    Example: 401(k), pre-tax health premiums.

    Gross / paycheck

    $3,462

    Tax / paycheck

    $697

    Net / paycheck

    $2,764

    Breakdown

    Detailed estimate

    Gross per paycheck
    $3,462
    Pre-tax per paycheck
    -$0
    Est. federal + FICA per paycheck
    -$697
    Estimated net pay
    $2,764
    Annual est. federal income tax: $11,249
    Annual est. FICA: $6,885
    FAQ

    Paycheck — quick answers

    Why can payroll differ from this result?+

    Actual payroll depends on Form W-4 elections, local taxes, and employer payroll setup.

    Are state taxes included here?+

    Not in this base estimate. Use the state pages to layer state tax context.

    Sources & Act Reference

    Payroll withholding modeling notes

    Revenue Procedure 2024-40

    Federal bracket and standard deduction baseline for annualized estimate.

    IRS Topic 751

    Employee-side payroll tax rates for Social Security and Medicare.

    IRS Tax Withholding Estimator

    Official IRS tool recommended for exact W-4 personalized withholding.

    Rule Trace

    Applied rule and official references

    Applied rule: us-paycheck-estimator-annualized-federal-plus-fica-v2025

    Compliance checklist

    Compare estimate with actual paystub withholding and adjust Form W-4 for mismatch before year-end.

    Smart Insight

    Estimated net pay for selected frequency is $2,764 per paycheck.