Education · United States

    Student Loan Interest Tax Savings Calculator

    Estimate potential tax savings from the student loan interest deduction. Eligibility and phase-outs depend on income and filing status—use this as a simplified estimate.

    Last updated: May 31, 2026Simplified estimateAdjust max deduction capUses marginal rate
    Inputs

    Configure your scenario

    Enter interest paid and your marginal rate to estimate the potential tax savings.

    Interest paid

    $1,200

    Est. tax savings

    $264

    Deductible interest

    $1,200

    Breakdown

    Detailed estimate

    Deductible interest used
    $1,200
    Estimated tax savings
    $264
    FAQ

    Student loan interest - quick answers

    Is the max deduction always $2,500?+

    Often it is, but confirm the current rules and any limitations or phase-outs for your filing status. This calculator lets you adjust the cap.

    Does this consider phase-outs?+

    No. It estimates savings from a deductible amount using a marginal rate.

    Official references